Skip to content 
Deendayal Antyodaya Yojana - National Rural Livelihoods Mission
Details
Deendayal Antyodaya Yojana – National Rural Livelihood Mission (DAY-NRLM) is the flagship program of the Ministry of Rural Development (MoRD) to promote poverty alleviation by building strong institutions for the poor, especially women, and enabling access to these institutions at a wide range of levels. Financial Services and Livelihoods. DAY-NRLM adopts a demand-driven approach, enabling states to formulate their own state-specific poverty reduction action plans. Blocks and districts where all components of DAY-NRLM will be implemented, either through SRLMs or partner institutions or NGOs, will be intensive blocks and districts, while the rest will be non-intensive blocks and districts. The National Rural Livelihood Mission (NRLM) is a revamped version of the Restructured Golden Jubilee Gram Swarojgar Yojana (SGSY). NRLM renamed DAY-NRLM (Deendayal Antyodaya Yojana – National Rural Livelihood Mission) on March 29, 2016.
NRLM has come up with and supported an agenda to cover 7 crore rural poor families across 600 districts, 6000 blocks, 2.5 lakh gram panchayats and 6 lakh villagesThrough self-managed self-help groups (SHGs) and federated institutions in the country. Livelihood sum over a period of 8-10 years. In addition, the poor will be facilitated to gain increased access to their rights, entitlements and public services, multifaceted risks and better social indicators of empowerment.The National Rural Livelihood Mission (NRLM) believes in harnessing the inherent potential of the poor and equipping them with information, knowledge, skills, tools, finance and organizing capacity to participate in the country’s growing economy.
Mission
‘Poverty reduction by enabling poor households to access gainful self-employment and skilled wage employment opportunities, thereby improving the livelihoods of the poor on a sustainable basis through building strong grassroots institutions.”
The Core Values
Inclusion of the poorest, and meaningful role of the poorest in all processes
Transparency and accountability of all processes and institutions
Ownership and key roles of the poor and their organizations at all levels – planning, implementation, and, monitoring
Community self-reliance and self-reliance
NRLM implementation is in a mission mode. It enables –
(a) shift from the current allocation-based strategy to a demand-driven strategy that enables States to develop their own livelihood-based poverty reduction action plans;
(b) focus on goals, outcomes, and time-bound delivery;
(c) Continuous capacity building, provision of necessary skills and linkages to livelihood opportunities for the poor, including those emerging in the organized sector; and
(d) Monitoring against poverty outcome targets.
As NRLM follows a demand-driven strategy, states have the flexibility to formulate their livelihood-based vision plans and annual action plans for poverty reduction. Aggregate plans will consist of allocations to states based on inter-poverty ratios.
Key benefits of the Scheme include:
- One member (preferably a woman) from each rural poor family will be brought under the Self Help Group (SHG) network. Women SHG groups will have bank-linkage system.
- SHGs will be federated at the village level and at higher levels to provide space, voice and resources and reduce dependence on external agencies.
- The Mission consists of four components, viz., (i) social mobilization, community institution, and capacity building; (ii) financial inclusion; (iii) livelihood promotion; and (iv) convergence.
- Participatory social assessment will be organized to identify and rank all households according to vulnerability. The ranking mentions the poorest of the poor, single women and female-headed households, the disabled, landless and migrant workers and will receive special focus.
- Training and capacity building of the poor, especially in relation to enterprise management, livelihoods, credit absorption and creditworthiness.
- The mission supports rural youth in their recruitment, training and self-employment through skill development and Rural Self-Employment Institute (RSETI), innovation, infrastructure creation and market support.
- Provision of revolving funds to help SHGs strengthen their institutional and financial management capacity and build a good credit history.
- Provision of Community Investment Support Fund (CIF) to SHGs in intensive blocks through federations for advancing credit and/or conducting general/collective socio-economic activities.
- Introduction of financial inclusion model, loaning from banks, association and coordination with banking/financial institutions, and coverage from loss of life, health, etc.
- Provision of Interest Subvention on loans availed by SHGs to cover the difference between the lending rate of the banks and 7%.
- Convergence with various ministries and agencies dealing with poverty reduction of rural poor.
- With highly decentralized planning; States will have liberty in developing their own action plan for poverty reduction.
- NRLM to have suitable linkages at the district level with District Rural Development Agencies (DRDAs) and Panchayat Raj Institutions (PRIs).
Eligibility
- SHGs should be in active existence at least for the last 6 months as per the books of account of SHGs and not from the date of opening of the S/B account.
- SHGs should be practicing ‘Panchasutras’ i.e., Regular meetings; Regular savings; Regular inter-loaning; Timely repayment; and Up-to-date books of accounts.
- Qualified as per grading norms fixed by NABARD. As and when the federations of the SHGs come to existence, the grading exercise may be done by the Federations to support the banks.
- The existing defunct SHGs are also eligible for the credit if they are revived and continue to be active for a minimum period of 3 months
Application Process Online
- To register for DAY-NRLM, visit the following link: https://aajeevika.gov.in/en/member/register
- Fill out the mandatory fields. (Name, email ID, Contact Number)
- Provide a Username.
- Create a new password and confirm the same.
- Click on “Create New Account”
Documents Required
- Aadhar Number
- Proof of Identity
- Proof of Residence
- Voter ID Card
- Passport Size Photo
FAQ
1.What is the purpose of National Rural Livelihood Mission?
“Poverty reduction by enabling poor households to access gainful self-employment and skilled wage employment opportunities leading to substantial improvement in the livelihoods of the poor on a sustainable basis by building strong and sustainable grassroots institutions.”
2.Who are eligible for NRLM?
Who is eligible for benefits under NRLM? NRLM Target Households (NTH) are identified through Participatory Identification of the Poor (PIP) rather than BPL. PIP is a community-driven process where the CBO itself identifies the rural poor using participatory tools.
3.What are the key features of NRLM?
Key Features of NRLM
- Promotion of Institution of the poor. …
- Training for capacity/skill building. …
- Revolving Fund & Capital Subsidy. …
- Universal Financial Inclusion. …
- Provision of Interest Subsidy. …
- Livelihoods. …
- Infrastructure creation & Marketing support. …
- Skills & Placement Projects.
What is the motive of NRLM?
NRLM works on three pillars – improving and expanding the existing livelihood options of the poor; building skills for the job market outside; and fostering self-employment and entrepreneurship. Dedicated support structures build and strengthen the institutional platform of the poor.
What is the new name of day NRLM?
National Rural Livelihood Mission was launched as Ajivika – National Rural Livelihood Mission (NRLM). In 2015 it was renamed Deendayal Antyodaya Yojana – National Livelihood Mission (DAY-NRLM).
Is NRLM successful?
Achievements under the Deendayal Antyodaya Yojana-National Rural Livelihood Mission.As of February 2023, 8.93 crore women from rural households have been integrated into 82.61 lakh Self Help Groups (SHGs) under the Deendayal Antyodaya Yojana-National Rural Livelihood Mission (DAY-NRLM).. 14 March 2023
8.What is NRLM full for?
NRLM – National Rural Livelihood Mission (Deendayal Antyodaya Yojana) Various schemes are run for rural development. National Rural Livelihood Mission is one such government initiative for rural areas.
What is the budget of NRLM?
The total allocation for the National Rural Livelihood Mission (NRLM) has increased from Rs 13336 crore to Rs 14129 crore under the 2023-24 budget. NRLM is a poverty alleviation scheme implemented by MoRD which focuses on promotion of self-employment and organization of rural poor.
